Terms & Conditions

Effective Date: March 31, 2026  |  Last Updated: March 31, 2026

Welcome to Custom Financial. These Terms and Conditions ("Terms") govern your use of our website at custom-financial.com and the services provided by Custom Financial ("we," "us," or "our"). By accessing our website or using our services, you agree to be bound by these Terms. If you do not agree, please do not use our website or services.

1. Eligibility

You must be at least 18 years of age and have the legal authority to enter into binding agreements to use our services. By using our website, you represent that you meet these requirements.

2. Services

Custom Financial provides business funding and financial services. All funding is subject to our underwriting criteria, application review, and approval process. We reserve the right to approve or decline any application at our sole discretion.

3. Application and Information Accuracy

You agree to provide accurate, current, and complete information in all applications and communications with Custom Financial. Providing false or misleading information may result in the denial of your application or termination of services.

4. Intellectual Property

All content on this website — including text, graphics, logos, images, and software — is the property of Custom Financial or its licensors and is protected by copyright, trademark, and other intellectual property laws. You may not reproduce, distribute, or create derivative works without our written consent.

5. User Conduct

When using our website and services, you agree not to:

6. Privacy

Your use of our website and services is also governed by our Privacy Policy, which describes how we collect, use, and protect your personal information.

7. SMS/Text Messaging Terms

By opting in to Custom Financial's SMS messaging program, you agree to the following terms regarding text message communications:

7.1 Consent

By providing your mobile phone number and checking the SMS opt-in box on our website or otherwise opting in, you expressly consent to receive recurring SMS/MMS messages from Custom Financial, including marketing messages, account updates, and promotional offers. Messages may be sent using an automatic telephone dialing system (ATDS) or prerecorded voice technology.

Important: Consent is NOT a condition of purchase. You are not required to opt in to SMS messaging in order to apply for or receive funding from Custom Financial.

7.2 Message Frequency

Message frequency varies depending on your account activity and preferences. You may receive up to 4 messages per month. Recurring messages may include funding updates, promotional offers, appointment reminders, and service notifications.

7.3 Costs and Charges

Message and data rates may apply based on your mobile carrier's plan. Custom Financial does not charge for sending or receiving text messages, but standard carrier messaging and data rates apply. Check with your carrier for details.

7.4 Opt-Out Instructions

You may opt out of SMS messages at any time by:

  • Texting STOP to any message received from Custom Financial. You will receive a one-time confirmation that you have been unsubscribed.
  • Texting HELP at any time to receive assistance, including our contact information and opt-out instructions.
  • Contacting us directly at custom@custom-financial.com to request removal from our SMS messaging list.

Once you opt out, you will not receive further SMS messages from us unless you re-opt in.

7.5 No Sharing for Marketing

No mobile information will be shared with third parties/affiliates for marketing/promotional purposes. Your mobile information is used solely for the purposes described in our Privacy Policy.

7.6 Supported Carriers

Our messaging program is supported by all major U.S. mobile carriers. Carriers are not liable for delayed or undelivered messages. T-Mobile is not responsible for delayed or undelivered messages.

7.7 Additional Disclosure

By opting in, you acknowledge and consent to receiving messages delivered through automated means.

8. Disclaimer of Warranties

Our website and services are provided on an "as is" and "as available" basis. Custom Financial makes no warranties, express or implied, regarding the accuracy, completeness, reliability, or availability of our website or services. We disclaim all warranties, including merchantability, fitness for a particular purpose, and non-infringement.

9. Limitation of Liability

To the fullest extent permitted by law, Custom Financial shall not be liable for any indirect, incidental, special, consequential, or punitive damages arising from your use of our website or services, including but not limited to loss of profits, data, or business opportunities.

10. Indemnification

You agree to indemnify and hold harmless Custom Financial, its officers, directors, employees, and agents from any claims, losses, liabilities, damages, costs, or expenses (including attorney's fees) arising from your use of our website, violation of these Terms, or infringement of any third-party rights.

11. Third-Party Links

Our website may contain links to third-party websites or services. We are not responsible for the content, accuracy, or practices of those third-party sites and do not endorse them.

12. Governing Law

These Terms shall be governed by and construed in accordance with the laws of the State of Florida, without regard to its conflict of law principles. Any disputes arising under these Terms shall be resolved in the courts located in Palm Beach County, Florida.

13. Changes to These Terms

We reserve the right to update or modify these Terms at any time. Changes will be posted on this page with an updated "Last Updated" date. Your continued use of our website after changes are posted constitutes your acceptance of the revised Terms.

14. Severability

If any provision of these Terms is found to be invalid or unenforceable, the remaining provisions shall continue in full force and effect.

15. Contact Us

If you have questions about these Terms and Conditions, please contact us:

Custom Financial
10626 Greentrail Dr S
Boynton Beach, FL 33436
Email: custom@custom-financial.com